Megan Tolland's Blog
While there are plenty of weekend projects to take on that would be more satisfying to complete than “age-proofing” your home taking the time to make these upgrades will make your home more accessible. Both to older family members visiting and even for your future self. These small changes will make a big difference and you might just find them helpful for your life now!
Replace doorknobs with handles. It’s easy to take what, to us, feels like the simplest of actions for granted. The twisting action of a doorknob can be difficult and even painful for arthritic hands. This is a quick project and one that can add a fresh new look to the doors in your home. IF you’re looking to switch things up or modernize your home opt for a different, more modern finish for your hardware. Bronze and satin finishes are very popular choices.
Install a hand held
Railings along stairs, ideally on both sides. When mobility and balance are an issue stairs can become dangerous. If your staircases don’t already have railings installed this is an ideal feature to add. Make note of the dimensions of each of your sets of stairs and research what sort of style would best fit that area of your home. This is a project that adds an element that is seamless to a home and doesn’t stand out. In fact, you may find guests of all ages will appreciate this addition.
Less furniture in each room. Keeping less furniture in a room makes it easier to navigate a room and ideally fit mobility aids like wheelchairs and walkers. It also can bring new life to a room as well as make it feel more open and spacious. Keep only the most necessary elements to a room and take out shelves or bulky furniture designed to hold and/or hide knick-knacks. Make each element in the room really count. You’ll have a much more chic, magazine-
46 William Onthank Ln, Southborough, MA 01772
Buying a home is one of the more complicated purchases that you’ll make in your lifetime. It’s not something that you can just open your wallet, pull out a wad of cash and buy. There’s a warm-up period for a house hunt. You need to prepare before you even start the process of the purchase. There’s a lot of different things that you should do to ready yourself to buy a home. You’ll need to organize your finances, find a real estate agent and ready yourself. If you’re looking to buy a home in the near future, it’s time to get busy!
Keep Your Credit Score In Check
Your credit score is so important for so many reasons. The highest your credit score can be is 850 and the lowest it can be is 300. You’ll get a really good interest rate on a home if your credit score is 740 or above. A lower interest rate can save you a lot of money over a year’s time.
The good news is that you can spend time repairing your score. This will include paying down debt, asking for credit limits to be raised and correcting errors that may be on your credit report. You want to be sure that you’re using 30% or less of your total available credit. As always, if your bills are paid on time, it will help you to keep that score up. Also, stay away from opening new credit cards, as this can bring your score down due to frequent credit checks.
Put Gifts To Good Use
Whenever you get a financial gift, whether it be for a wedding, a Christmas bonus, or a birthday gift, make sure that you save it for your home purchase. You’ll need quite a bit of capital between closing costs, fees and down payments. You’ll be glad you saved the money once you start the home buying process. You’ll also want to make sure that you have and emergency fund built up. You don’t want to buy a home without some sort of a financial cushion behind you.
Research Real Estate Agents
Your real estate agent will be your right hand person when it is time to buying a home. You’ll want to know that your agent is knowledgable and can help you in this big decision. Your real estate agent is the person who will help you reach your goals, and you want to feel comfortable with them. Ask for recommendations and do your research.
Sellers love buyers who have been preapproved. This shows that they’re reliable and financially able to buy a home. A preapproval can be done a few months in advance of buying a home. It will take an in-depth look at your finances including:
- Proof of mortgage or rent payments over the last year
- W2 forms for the past 2 years
- Paycheck stubs for the past 2 months
- List of all debts including loans and court settlements
- List of all assets including car titles, investment accounts and any other real estate you may own.
Buying a home is a big deal but with the right preparation, you’ll be on the road to success and ready to secure a home purchase.